PowerPay is the easiest, most cost-effective way for your business to start accepting credit cards.

No long term contracts · No hidden fees · Low rates · Fast approval · Free setup

PowerPay FAQ Answers


1. How do I apply?

Answer: Click here to Apply Now. Your application can be completed online and ready for review in minutes. Would you like someone to contact you,  let us know. You can also call our toll free hot line at 1-800-483-8815 for answers to any questions you may have.

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2. How long before I can start accepting credit cards?

Answer: The approval process usually takes just 1-2 days. We will supply you with everything you need to get started immediately upon approval.

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3. When do I receive my money?

Answer: You will be running transactions in real-time. This means your sales are approved within seconds! Your money will be directly deposited into your checking account within just 48-72 hours!

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4. Can I have my money deposited into any checking account?

Answer: All of your money will be deposited into a personal checking account of your choice. Checking accounts will only need to be in the name of business if you are Incorporated, or a Non-Profit.

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5. Do you have long term contracts?

Answer: Will I have to pay a fee for canceling my account? PowerPay has NO LONG TERM CONTRACTS! It is the industry standard to pay Early Termination Fees that can range anywhere from hundreds to thousands of dollars! Donít be fooled with offers of a low discount rate only to incur hefty charges later. PowerPay has no penalties for canceling.

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6. What is a Discount Rate?

Answer: Your discount Rate is the amount charged to a merchant by the bank for handling a transaction. It is a percentage of the total transaction amount. PowerPay offers extremely low rates. Just 2.25% for Internet accounts and 1.65% for Retail accounts.

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7. What happens after I fill out the Application?

Answer: Once you Apply and your application is reviewed and approved, we provide you with everything you need to get started. Internet merchants will receive Login information for Authorize.net. This information will grant you access to your own online terminal and the gateway information needed for your website. Retail merchants will receive a credit card terminal that has been programmed with your account information. So you will be ready to go!

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8. What if I have a low credit score?

Answer: Not a problem! While credit is a factor in determining approval, It is not the only factor. PowerPay has a 99% approval rate. Apply Now and let us work with you towards your approval today!

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9. My business is located outside of the United States?

Answer: In order to apply with PowerPay you will need to have a business that is located inside the United States. Applicants must provide a US mailing address; a US issued Social Security Number, and have a US checking account.

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Accept Visa, MasterCard, Discover, and American Express with PowerPay

Start accepting these credit cards today!

Accept Visa, MasterCard, Discover, and American Express with PowerPay
Authorize.net Preferred Reseller

Testimonial

"I thought getting an account would be difficult. We did the application over the phone in the morning. We were accepting credit cards by noon the same day." — J. Bretton - New Hampshire

No matter what type of business you are, PowerPay has a solution for you!

Retail Merchants

1.65% Discount Fee
.20 Transaction Fee
$10 Statement Fee
Free Setup
No Long Term Contracts
Lowest Rates Available
Fast Approval

Whether your business is new or old, large or small, one thing is for sure. Allowing customers to pay with plastic is no longer an option, it's a requirement! We offer complete solutions including free account setup and point-of-sale terminals for $50 below our cost. If you already have a credit card terminal, we'll set it up to work with your PowerPay account for free!

Internet Merchants

2.1% Discount Fee
.20 Transaction Fee
$10 Statement Fee
$10 Gateway Fee
Free Setup
No Long Term Contracts
Lowest Rates Available
Fast Approval

If you're looking for the easiest way to accept credit cards on your website, your search is over. Your customers will be able to pay you securely from your website, and the money will be deposited directly into your bank account. You'll also have access to powerful online tools: using the Authorize.net Virtual Terminal, you'll be able to process, instantly authorize, and manage credit card transactions from anywhere!

Mail Order and Telephone Merchants

2.25% Discount Fee
.29 Transaction Fee
$10 Statement Fee
$20 Gateway Fee
Free Setup
No Long Term Contracts
Lowest Rates Available
Fast Approval

Processing credit card orders has never been easier! We provide you with a Virtual Terminal which allows you to process and manage all of your credit card transactions instantly from any computer. There's no software to buy or download; simply use your web browser to securely manage your account.

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