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1. How do I
apply?
2. How long
before I can start accepting credit cards?
3. When do I
receive my money?
4. Can I have
my money deposited into any checking account?
5. Do you have
long term contracts?
6. What is a Discount Rate?
7. What happens
after I fill out the Application?
8. What if I
have a low credit score?
9. My business
is located outside of the United States?
1. How do I
apply?
Answer: Click here to
Apply Now. Your application can be
completed online and ready for review in minutes. Would you like
someone to contact you, let us know. You can also call
our toll free hot line at 1.800-483-8815 for answers to any questions you may have.
2. How long
before I can start accepting credit cards?
Answer:
Apply Now - The
approval process usually takes just 1-2 days. We will supply you
with everything you need to get started immediately upon
approval.
3. When do I
receive my money?
Answer: You will be running transactions in real-time.
This means your sales are approved within seconds! Your money
will be directly deposited into your checking account within
just 48-72 hours!
4. Can I have
my money deposited into any checking account?
Answer: All of your money
will be deposited into a personal checking account of your
choice. Checking accounts will only need to be in the name of
business if you are Incorporated, or a Non-Profit.
5. Do you have
long term contracts?
Answer: Will I have to pay a fee for canceling my
account?
Millennium Bankcard
has NO LONG TERM CONTRACTS! It is
the industry standard to pay Early Termination Fees that can
range anywhere from hundreds to thousands of dollars! Don’t be
fooled with offers of a low discount rate only to incur hefty
charges later.
Millennium Bankcard
has no penalties for
canceling.
6. What is a
Discount Rate?
Answer: Your discount Rate is the amount charged to a
merchant by the bank for handling a transaction. It is a
percentage of the total transaction amount.
Millennium Bankcard
offers extremely low rates. Just 2.25% for Internet accounts and
1.55% for Retail accounts.
7. What happens
after I fill out the Application?
Answer:
Once you Apply and your application is reviewed and approved, we
provide you with everything you need to get started. Internet
merchants will receive Login information for Authorize.net. This
information will grant you access to your own online terminal
and the gateway information needed for your website. Retail
merchants will receive a credit card terminal that has been
programmed with your account information. So you will be ready
to go!
8. What if I
have a low credit score?
Answer: Not a problem! While credit is a factor
in determining approval, It is not the only factor.
Millennium Bankcard
has a 99% approval rate. Apply Now and let us work with
you towards your approval today!
9. My business
is located outside of the United States?
Answer: In order to
apply with
Millennium Bankcard
you will need to have a business that is located inside the
United States. Applicants must provide a US mailing address;
a US issued Social Security Number, and have a US checking account.

Do you have
Questions? We have Answers!
Contact us at 1-800-483-8815 or Apply
Online with the Online Application |